Earn Here, Spend ThereWhat is this money worth over there?
Compare cities βΊ San Francisco vs Toronto
San Francisco vs Toronto cost of living 2026
Which is cheaper, what exactly is cheaper, and how it feels on your money Β· Updated September 2026
πΊπΈ San Francisco
π¨π¦ TorontoToronto is 30% cheaper than San Francisco
Living on $10,236 a month in San Francisco feels like about $6,502 in Toronto β same standard of living, compared by feel rather than exchange rate.
Per day
$442 vs $340
Per month
$10,236 vs $6,502
Local meal
$ 20 vs C$ 22
$20 vs $16.2
Taxi 5 km
$ 21 vs C$ 22
$21 vs $16.2
At a glance
FoodToronto 21% cheaper
CafΓ©s & drinksToronto 26% cheaper
TransportToronto 13% cheaper
StayToronto 33% cheaper
FunToronto 22% cheaper
- Where Toronto is clearly cheaper: Studio rent (month) (42%β), Coffee (26%β), Beer (26%β)
Item by item
| Item | San Francisco | Toronto | Cheaper |
|---|---|---|---|
| Local mealper person | $ 20$20 | C$ 22$16.2 | Toronto β19% |
| Street food1 item | $ 9$9 | C$ 9.9$7.28 | Toronto β19% |
| Restaurant dinnerper person | $ 55$55 | C$ 57$41.9 | Toronto β24% |
| Coffeeone cup | $ 6$6 | C$ 6$4.41 | Toronto β26% |
| Beerone bottle | $ 9$9 | C$ 9$6.62 | Toronto β26% |
| Cocktail & wineone cup | $ 23$23 | C$ 23$16.9 | Toronto β26% |
| Bottled water | $ 2.5$2.5 | C$ 2.5$1.84 | Toronto β26% |
| Convenience store1 snack or drink | $ 6.3$6.3 | C$ 6.3$4.63 | Toronto β26% |
| Taxi5 km in town | $ 21$21 | C$ 22$16.2 | Toronto β23% |
| Tuk-tuk / moto taxishort hop | $ 13$13 | C$ 16$11.8 | Toronto β10% |
| Transitone ride | $ 2.75$2.75 | C$ 3.5$2.57 | Toronto β6% |
| Scooter rentalper day | $ 67$67 | C$ 68$50 | Toronto β25% |
| Hotel night3-star | $ 250$250 | C$ 260$191 | Toronto β24% |
| Studio rent (month) | $ 3,300$3,300 | C$ 2,600$1,912 | Toronto β42% |
| Laundry | $ 4.5$4.5 | C$ 5.5$4.04 | Toronto β10% |
| SIM card1 week data | $ 28$28 | C$ 34$25 | Toronto β11% |
| Haircutcut | $ 39$39 | C$ 39$28.7 | Toronto β26% |
| Massage1 hour | $ 110$110 | C$ 110$80.9 | Toronto β26% |
| Half-day tourper person | $ 100$100 | C$ 110$80.9 | Toronto β19% |
| Entry ticketTourist town | $ 28$28 | C$ 30$22.1 | Toronto β21% |
Reference prices start as estimates from published price levels; items with 3+ traveler reports use the median of real reports. Hostels and local eateries cut both by 30%+.
FAQ
Which is cheaper, San Francisco or Toronto?
Toronto is 30% cheaper than San Francisco. Daily budget $442 vs $340; a month $10,236 vs $6,502.
How do monthly costs compare between San Francisco and Toronto?
With a short-term studio and living costs, San Francisco is about $10,236 and Toronto about $6,502 per month.
Where do the numbers come from?
They start as estimates informed by published price levels; any item with 3+ traveler reports switches to the median of real reports. Live reports are in the app.