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Mumbai Prices & Cost of Living 2026
India · Big city — Mumbai is about 81% cheaper than New York. Not just exchange rates: what a fair price is, where it turns into a rip-off, and what that means in your money.
Mumbai prices at a glance
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Mumbai travel difficulty
Taxis and autos mostly use meters; touts around Colaba
English widely spoken — India's top EF city score
Local trains and Metro plus Uber/Ola; rush-hour crowds are brutal
Cards at restaurants & malls; UPI or cash for stalls and autos
Safe by Indian big-city standards; pickpockets on local trains
Good to knowRide local trains outside rush hour; buy first class or use the women's car
Handy apps: Uber · Ola · Rapido
Visas depend on your passport, so they are not scored. Felt different on the ground? Tell other travelers below. Travel difficulty in South Asia › Difficulty ranking for 502 cities ›
In your money
Mumbai is about 81% cheaper than New York
Based on 8 things travelers buy most, compared with New York. Each pair of bars is the same purchase in both cities, converted to your currency. Set your own city and currency in “My basis” above.
Mumbai in numbers
- 🍜33 local meals
- ☕36 coffees
- 🍺28 beers
- 🚕49 5-km taxi rides
- 💆5.6 h of massage
- 🏨1.8 hotel nights
- Local meal1 h 14 min · New York 52 min
- Coffee1 h 8 min · New York 15 min
- Beer1 h 29 min · New York 23 min
- Taxi50 min · New York 59 min
- Bottled water#1 cheapest
- Street food#3 cheapest
- SIM card#18 cheapest
- Cocktail & wine#179 priciest
- Beer#215 cheapest
Mumbai price guide & rip-off thresholds
Mumbai travel budget
Per person per day, estimated. Flights and shopping not included.
See 4-day, 1-week and 1-month budget tables › · Plan a multi-city trip budget ›
How to spend money in Mumbai
Cash and UPI QR dominate; hotels, malls and chains take cards.
5–10% at restaurants; small tips for drivers and guides are normal.
GST is often added on top of menu prices. Service charges can't be made mandatory, so you may ask to remove them.
Uber and Ola remove haggling for cars and auto-rickshaws; at airports use the prepaid taxi booth.
Always haggle at markets, souvenir stalls and with auto-rickshaws.
Never drink tap water; sealed bottled water only.
Autos that refuse the meter, "your hotel has closed" detours, and fake tourist offices.
Live prices reported in Mumbai
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FAQ
Is Mumbai cheaper than New York?
Across 8 things travelers buy most (meals, coffee, beer, taxis, hotels…), Mumbai is about 81% cheaper than New York. A local meal is about ₹250 (≈ $2.98) and a coffee about ₹230 (≈ $2.74).
How hard is Mumbai to travel?
Averaging rip-offs, language, getting around, payments and safety, Mumbai scores 2.4/5 — 'moderate'. The main thing to watch is rip-offs & haggling (3/5): Taxis and autos mostly use meters; touts around Colaba. Tip: Ride local trains outside rush hour; buy first class or use the women's car
Is Mumbai good for first-time travelers?
With a little preparation, yes (2.4/5). Rip-offs & haggling: Taxis and autos mostly use meters; touts around Colaba. Tip: Ride local trains outside rush hour; buy first class or use the women's car
What is a realistic daily budget for Mumbai?
Mid-range (3-star hotel, local meals plus a dinner out, two taxi rides) is about $86.9 a day. Guesthouses and street food bring it to about $27.1; 4-star and restaurants push it to about $195.
How much does it cost to live in Mumbai for a month?
A short-term studio (about $944) plus food, transport and a SIM (about $520) comes to roughly $1,465 a month. A local long-term lease (studio about ₹35,000) brings it down a lot.
How much should a taxi cost in Mumbai?
For 5 km in town, expect ₹136 – ₹272; anything above ₹326 is suspicious. Uber and Ola remove haggling for cars and auto-rickshaws; at airports use the prepaid taxi booth.
Do you tip in Mumbai?
5–10% at restaurants; small tips for drivers and guides are normal. GST is often added on top of menu prices. Service charges can't be made mandatory, so you may ask to remove them.
Can you use cards in Mumbai?
Cash and UPI QR dominate; hotels, malls and chains take cards.
Where do these numbers come from?
Base prices start from public cost-of-living data; once 3+ traveler reports come in, the app blends in the median of what people actually paid.
Fair range & rip-off line — each item gets its own spread (tight for transit, wide for street food). Above 1.2× the top of the fair range is flagged as a likely rip-off.
Budgets add up item prices for the lifestyle described above. Peak season and prime tourist spots run higher.
Exchange rate as of October 2026: 1 USD = ₹84. Last updated 2026-10-05.