Earn Here, Spend ThereWhat is this money worth over there?
Compare cities › Cebu vs Mumbai
Cebu vs Mumbai cost of living 2026
Which is cheaper, what exactly is cheaper, and how it feels on your money · Updated September 2026
🇵🇠Cebu
🇮🇳 MumbaiCebu is 19% cheaper than Mumbai
Living on $1,393 a month in Cebu feels like about $2,072 in Mumbai — same standard of living, compared by feel rather than exchange rate.
Per day
$85.6 vs $76.8
Per month
$1,393 vs $2,072
Local meal
₱ 150 vs ₹ 210
$2.63 vs $2.5
Taxi 5 km
₱ 120 vs ₹ 250
$2.11 vs $2.98
At a glance
Foodsimilar
Cafés & drinksCebu 43% cheaper
TransportMumbai 7% cheaper
StayCebu 29% cheaper
Funsimilar
- Where Mumbai is clearly cheaper: Half-day tour (48%↓), Tuk-tuk / moto taxi (39%↓), Laundry (39%↓)
- Where Cebu is clearly cheaper: Beer (53%↓), Cocktail & wine (52%↓), Studio rent (month) (50%↓)
Item by item
| Item | Cebu | Mumbai | Cheaper |
|---|---|---|---|
| Local mealper person | ₱ 150$2.63 | ₹ 210$2.5 | Mumbai −5% |
| Street food1 item | ₱ 68$1.19 | ₹ 95$1.13 | Mumbai −5% |
| Restaurant dinnerper person | ₱ 550$9.65 | ₹ 840$10 | similar |
| Coffeeone cup | ₱ 140$2.46 | ₹ 210$2.5 | similar |
| Beerone bottle | ₱ 80$1.4 | ₹ 250$2.98 | Cebu −53% |
| Cocktail & wineone cup | ₱ 210$3.68 | ₹ 650$7.74 | Cebu −52% |
| Bottled water | ₱ 25$0.44 | ₹ 25$0.3 | Mumbai −32% |
| Convenience store1 snack or drink | ₱ 63$1.11 | ₹ 63$0.75 | Mumbai −32% |
| Taxi5 km in town | ₱ 120$2.11 | ₹ 250$2.98 | Cebu −29% |
| Tuk-tuk / moto taxishort hop | ₱ 94$1.65 | ₹ 84$1 | Mumbai −39% |
| Transitone ride | ₱ 15$0.26 | ₹ 17$0.2 | Mumbai −23% |
| Scooter rentalper day | ₱ 500$8.77 | ₹ 500$5.95 | Mumbai −32% |
| Hotel night3-star | ₱ 3,200$56.1 | ₹ 3,800$45.2 | Mumbai −19% |
| Studio rent (month) | ₱ 20,000$351 | ₹ 59,000$702 | Cebu −50% |
| Laundry | ₱ 94$1.65 | ₹ 84$1 | Mumbai −39% |
| SIM card1 week data | ₱ 380$6.67 | ₹ 340$4.05 | Mumbai −39% |
| Haircutcut | ₱ 200$3.51 | ₹ 350$4.17 | Cebu −16% |
| Massage1 hour | ₱ 560$9.82 | ₹ 1,000$11.9 | Cebu −17% |
| Half-day tourper person | ₱ 2,200$38.6 | ₹ 1,700$20.2 | Mumbai −48% |
| Entry ticketTourist town | ₱ 380$6.67 | ₹ 670$7.98 | Cebu −16% |
Reference prices start as estimates from published price levels; items with 3+ traveler reports use the median of real reports. Hostels and local eateries cut both by 30%+.
FAQ
Which is cheaper, Cebu or Mumbai?
Cebu is 19% cheaper than Mumbai. Daily budget $85.6 vs $76.8; a month $1,393 vs $2,072.
How do monthly costs compare between Cebu and Mumbai?
With a short-term studio and living costs, Cebu is about $1,393 and Mumbai about $2,072 per month.
Where do the numbers come from?
They start as estimates informed by published price levels; any item with 3+ traveler reports switches to the median of real reports. Live reports are in the app.